JUL · ISSUE 31 · July 29, 2026

FED · TODAY

The Fed decides today, and a hike is on the table

A new chair's debut, with no projections chart. Uncertainty is at a six-year high.

HIKE PROBABILITY

35-40%

not fully priced in

IMPLIED MOVE

±0.8%

what options are pricing

DOT PLOT

none

no projections this meeting

THE NUMBER

35-40%

↑ a real chance of a hike, not just theoretical

The consensus is to hold with a hawkish tone, but a hike is a live possibility. A chair who telegraphs nothing plus an independent board equals maximum uncertainty.

DATA

ZOOM IN

±0.8%

±0.8%

implied move for the S&P 500 today

The market has already priced its fear. What it doesn't know is which way it breaks.

Options are pricing the S&P to move 0.8% in either direction after the decision. It's the market's bet on its own nerves.

IMPLIED
The move the market expects, read from options prices.
OPTIONS
Contracts that bet on an asset rising or falling.

CONTEXT

AUTHORITY

The one house that puts numbers on it

The risk is asymmetric: if they hike, stocks fall far more than they'd rise on a dovish hold.
JPMorgan · Market Strategy

JPMorgan is the house that quantifies the risk: it assigns probabilities to each scenario instead of staying vague.

ASYMMETRIC
When the downside risk is bigger than the upside potential.
DOVISH
A soft tone: signals lower rates or pauses (the opposite of hawkish).

SCENARIOS

WHAT STOCKS RISK

How the S&P reacts to what the Fed does

DOVISH HOLD: +0.5 to +1%+0.5 to +1%HAWKISH HOLD: ~0%~0%25BP HIKE: -1.5 to -2%-1.5 to -2%50BP HIKE: -2 to -4%-2 to -4%NO CHANGEDOVISH HOLDHAWKISHHOLD25BP HIKE50BP HIKE

From +1% to -4% on a single sentence. The base case is a hawkish hold, but the tail is dangerous.

The same statement has four possible endings, and the gap between best and worst is huge: that's why today is binary.

BP
Basis points. 1 bp = 0.01%. 25 bp = 0.25%.
BASE CASE
The most likely scenario per market consensus.

THREE PATHS

TO GET IT

Three outcomes, three different markets

  1. HOLD, HAWKISH TONE

    The base case (50%). Rates unchanged but a warning that cuts won't come soon. A muted reaction: flat to slightly negative.

  2. SURPRISE HIKE

    The risk (35-40% for the market). A 25bp hike that punishes tech and chips. The S&P could fall 1.5-2% and the Nasdaq 3-4%.

  3. DOVISH HOLD

    The relief (28%). Rates held and the message softened. Stocks exhale and rise 0.5-1%.

It's not just hike or hold: tone matters. Stocks react more to what they say than to what they do.

HAWKISH
A hard tone: signals rates higher for longer.
NASDAQ
The index of the big US tech names.

PROBABILITIES

HOW THE MARKET SEES IT

What the market prices going into the meeting

HOLD (HAWKISH OR SOFT): 60%25BP HIKE: 38%50BP HIKE: 2%SCENARIOS100%
HOLD (HAWKISH OR SOFT)The consensus base case60%
25BP HIKEToday's live risk38%
50BP HIKEThe extreme tail, unlikely2%

A combined 40% bets on some hike. It's a coin loaded heavily toward the scare.

These probabilities aren't certainties: they're a snapshot of the market's bets right before the decision.

PRICE IN
When the market has already built an expected outcome into the price.
TAIL
An extreme, unlikely scenario with a big impact if it happens.

CALENDAR

48 KEY HOURS

The binaries that resolve in 48 hours

WED JUL 29 · 14:00 ETFOMC DECISIONHighNo dot plot. A hike is a live 35-40% risk.
WED JUL 29 · 14:30 ETPRESS CONFERENCEHighThe new chair's debut. Tone will matter more than the number.
WED JUL 29 · AFTER CLOSEMETA + MSFT (AMC)HighReporting on the exact axis the market punishes: AI capex.
THU JUL 30 · AFTER CLOSEAMZN + AAPL (AMC)HighThe second wave of giants. It closes earnings week.
FRI JUL 31 · 08:30 ETCORE PCEMediumThe inflation the Fed watches. It sets the pace for months ahead.

It's not just the Fed: today and tomorrow the world's biggest tech names report. Three known unknowns clear almost at once.

AMC
After Market Close: earnings released after the US close (16:00 ET).
CORE PCE
The Fed's preferred inflation gauge, stripping food and energy.
CAPEX
Capital spending: here, the money poured into AI data centers.

WRAP-UP

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FOMC
The Fed committee that sets US interest rates.
BP
Basis points. 1 bp = 0.01%.

Sources: 📅 29 Jul 2026 · 🏛 FOMC 14:00 ET

Editorial content. Not financial advice.

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