AUG · ISSUE 35 · August 24, 2026

MACRO

The inflation print the Fed actually watches

Core PCE lands Wednesday. It isn't the headline CPI: it's the one that sets the pace of rates.

JULY CONSENSUS

3.2-3.3%

year over year

JUNE PRINT

3.3%

had been easing

FED TARGET

2.0%

still far off

THE NUMBER

3.3%

↓ June level, expected to hold or slip a tenth

Core PCE strips out food and energy to show underlying inflation. It's been cooling slowly, but a 6.5% jump in portfolio management fees inside July's PPI threatens to push it higher.

THE NUMBER

ZOOM IN

3.3%

3.3%

Fed target: 2.0% · still +1.3 pts above

The last mile of inflation is the slowest. From 9% to 3% was fast; from 3% to 2% is dragging.

Every tenth of a point shifts the odds of a September hike, now around one in three. That's why this print rules.

PTS
Percentage points. 1.3 pts = 1.3 points between two percentages.
LAST MILE
The final stretch of falling inflation, always the hardest.

QUOTE

CONTEXT

The stretch that won't quite fall

Getting from 9 to 3 percent was the easy part. From 3 to 2 is fought in services, and there time works against you.
Ronfy Analysis · Editorial

Services inflation is sticky: it hinges on wages and rents, which don't drop from one month to the next.

SERVICES
The part of the economy not tied to goods: rent, healthcare, leisure.
STICKY
Inflation that falls very slowly because its components are rigid.

TREND

5 MONTHS

The descent that's stalling

MAR: 3.5%3.5%APR: 3.4%3.4%MAY: 3.4%3.4%JUN: 3.3%3.3%JUL (est.): ~3.3%~3.3%FED TARGET = 2.0%MARAPRMAYJUNJUL (EST.)

Five months of tiny declines. The market wants the trend to continue, not to stall.

Core PCE year over year, month by month (July estimated). The slope flattens right near the target.

TARGET
The 2% inflation the Fed pursues over the medium term.
ESTIMATE
Data not yet released; consensus forecast.

SCENARIOS

TWO PATHS

What happens if it cools or heats up

IF IT COOLS (≤3.2%)

The relief stocks are hoping for

  • Reinforces the idea that inflation is still falling.
  • Lowers the odds of a September hike.
  • Yields and the dollar tend to ease; stocks breathe.

IF IT HEATS UP (≥3.4%)

The scare no one is pricing

  • Revives fears of inflation getting stuck.
  • Raises the odds of further tightening.
  • Yields climb, pressure on tech and long-duration names.

The print is binary for the market: it decides whether the Fed can ease or keeps its finger on the trigger.

BINARY
An event with two clear, opposite outcomes for the market.
DURATION
How sensitive an asset's price is to changes in rates.

BREAKDOWN

WHAT WEIGHS

What really drives the number

SERVICES (EX-HOUSING)45%

Wages, healthcare, leisure: the sticky ones

GOODS25%

Where most disinflation has come from

HOUSING20%

Rents: they fall with a lag

FINANCIAL SERVICES10%

Fees: July's upside risk

July's scare comes from financial services: surging management fees leaking into the print.

Not every component weighs the same. Services rule, and they're the hardest to tame.

HOUSING
Imputed rent cost; it adjusts with a lag of several months.
DISINFLATION
Prices rising more slowly; not the same as prices falling.

CALENDAR

BIG WEEK

Five events that define the week

WED AUG 26 · 08:30 ETCORE PCE (JULY)HighThe Fed's inflation print. Every tenth shifts the September odds.
WED AUG 26 · after closeNVIDIA Q2 FY27HighThe gauge for all AI spend. Guidance outranks the beat.
THU AUG 27 · 08:30 ETJOBLESS CLAIMSMediumLabor pulse. Above 240k starts to worry the market.
FRI AUG 28 · ~10:00 ETFED SPEECH (JACKSON HOLE)HighThe new chair debuts 19 days before the September meeting.
FRI AUG 28 · 10:00 ETMICHIGAN SENTIMENTLowConsumer confidence and inflation expectations.

Three binaries in 72 hours. With the VIX at 15, the market goes in uncovered for all of them.

PCE
Personal Consumption Expenditures: the Fed's preferred inflation gauge.
JACKSON HOLE
Annual central-bankers symposium in Wyoming.
FOMC
The Fed committee that sets interest rates.

WRAP

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PCE
Personal Consumption Expenditures: the Fed's preferred inflation gauge.
CPI
Consumer Price Index: the headline inflation number.

Sources: 📅 26 Aug 2026 · 🏛 08:30 ET · July data

Editorial content. Not financial advice.

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